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LOANS RATES 
RATES EFFECTIVE AS OF AUGUST 22, 2008
|
VEHICLES |
INTEREST* |
TERMS |
| NEW 2008-09 |
5.75% |
36 months |
| Cars, Trucks, Van Conversions |
5.75% |
48 months |
| |
5.75% |
60 months |
| |
6.75% |
66 months over $20000- |
| USED 2007-08 |
6.25% |
36 months |
| Cars, Trucks, Van Conversions |
6.25% |
48 months |
| |
6.25% |
60 months |
| USED 2006 & UNDER |
7.00% |
36 months |
| Cars, Trucks, Van Conversions |
7.00% |
48 months |
| |
7.25% |
60 months |
|
MOTORCYCLES |
INTEREST* |
TERMS |
| NEW |
7.00% |
Up to 60 months |
| |
7.25% |
61 to 120 months |
| USED |
7.50% |
Up to 60 months |
| |
7.75% |
61 to 120 months |
|
RECREATIONAL VEHICLES |
INTEREST* |
TERMS |
|
NEW Motor Homes, Boats, Motors, Trailers, Campers, Snowmobiles, Tractors Etc. |
7.25% |
Up to 60 months |
|
7.50% |
61 to 120 months over $10000- |
|
USED Motor Homes, Boats, Motors, Trailers, |
7.75% |
Up to 60 months |
|
Campers, Snowmobiles, Tractors Etc. |
8.00% |
61 to 120 months over $10000- |
|
MOBILE HOMES |
INTEREST* |
TERMS |
| NEW |
8.00% |
Up to 120 months |
| USED (1-8 Years) |
9.00% |
Up to 120 months |
| USED (9 Years-Older) |
9.00% |
Up to 60 months |
|
HOME EQUITY |
INTEREST* |
TERMS |
| Credit Union Pays All Closing Costs |
6.75% |
Up to 60 months |
| On Loans $10000- & Over |
7.25% |
61 months to 120 months |
|
SIGNATURE LOANS |
INTEREST* |
TERMS |
| SECURED |
9.25% |
36 months $3000- or Over |
| |
9.50% |
48 months $5000- or Over |
| |
9.75% |
60 months $10000- |
| UNSECURED |
11.75% |
36 months $3000- or Over |
| |
12.00% |
48 months $5000- or Over |
| |
13.00% |
60 months $10000- |
|
SHARE, CERTIFICATE, STOCK |
INTEREST* |
TERMS & AMOUNT |
| Stock 70% Of Market Value On Date Of Loan |
5.00% |
Equal |
|
VISA |
INTEREST* |
TERMS & FEES |
| CLASSIC VISA |
13.99 % |
25 Day Grace Period,
Late Fee $10.00, Over Limit Fee $10.00 |
| VISA GOLD |
12.00% |
25 Day Grace Period,
Late Fee $10.00, Over Limit Fee $10.00 |
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| *ANNUAL PERCENTAGE RATE |
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| Click Here to Calculate Loan Payment |
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Flagship Federal Credit Union
1814 Tenth Street
Port Huron, Michigan
48060
(810) 982-8575
Fax: (810) 982-8260
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