|
LOANS RATES 
RATES EFFECTIVE AS OF SEPTEMBER 30th, 2011
|
VEHICLES
|
INTEREST*
|
TERMS
|
| NEW 2010-11 * |
3.75%*
|
36 months
|
| Cars, Trucks, Van Conversions |
3.75%
|
48 months
|
| |
3.75%
|
60 months
|
| |
4.00%
|
66 months over $20000-
|
| USED 2009-10 * |
4.00%*
|
36 months
|
| Cars, Trucks, Van Conversions |
4.00%
|
48 months
|
| |
4.00%
|
60 months
|
| USED 2008 & UNDER |
4.50%
|
36 months
|
| Cars, Trucks, Van Conversions |
4.50%
|
48 months
|
| |
4.75%
|
60 months
|
|
MOTORCYCLES
|
INTEREST*
|
TERMS
|
| NEW |
6.50%
|
Up to 72 months
|
| |
|
|
| USED |
6.75%
|
Up to 72 months
|
| |
|
|
|
RECREATIONAL VEHICLES
|
INTEREST*
|
TERMS
|
|
NEW Motor Homes, Boats, Motors, Trailers, Campers, Snowmobiles, Tractors Etc.
|
6.25%
|
Up to 60 months
|
| |
6.50%
|
61 to 120 months over $10000-
|
|
USED Motor Homes, Boats, Motors, Trailers,
|
6.75%
|
Up to 60 months
|
|
Campers, Snowmobiles, Tractors Etc.
|
7.00%
|
61 to 120 months over $10000-
|
|
MOBILE HOMES
|
INTEREST*
|
TERMS
|
| NEW |
8.00%
|
Up to 120 months
|
| USED (1-8 Years) |
9.00%
|
Up to 120 months
|
| USED (9 Years-Older) |
9.00%
|
Up to 60 months
|
|
HOME EQUITY
|
INTEREST*
|
TERMS
|
| Credit Union Pays All Closing Costs |
4.50%
|
Up to 60 months
|
| On Loans $10000- & Over |
5.25%
|
61 months to 120 months
|
|
SIGNATURE LOANS
|
INTEREST*
|
TERMS
|
| SECURED |
9.25%
|
36 months $3000- or Over
|
| |
9.50%
|
48 months $5000- or Over
|
| |
9.75%
|
60 months $10000-
|
| UNSECURED |
11.00%
|
36 months $3000- or Over
|
| |
12.00%
|
48 months $5000- or Over
|
| |
13.00%
|
60 months $10000-
|
|
SHARE, CERTIFICATE, STOCK
|
INTEREST*
|
TERMS & AMOUNT
|
| Stock 70% Of Market Value On Date Of Loan |
5.00%
|
Equal
|
|
VISA
|
INTEREST*
|
TERMS & FEES
|
| CLASSIC VISA |
13.99 %
|
25 Day Grace Period,
Late Fee Up To $20.00
|
| VISA GOLD |
12.00%
|
25 Day Grace Period,
Late Fee Up To $20.00
|
| |
|
|
| *ANNUAL PERCENTAGE RATE |
|
|
| Click Here to Calculate Loan Payment |
|
|
Flagship Federal Credit Union
1814 Tenth Street
Port Huron, Michigan
48060
(810) 982-8575
Fax: (810) 982-8260
|
