LOAN SERVICES	SAVINGS AND INVESTMENTS	PERSONAL SERVICES
VISA Classic	Regular Share Savings	Flagship 55
VISA Gold	High-Yield Minimum Balance Accounts	Low Cost Share Draft Accounts
Automobile Loans New & Used	Lifetime Christmas Club	Free Notary Service
Share/Stock Secured Loans	Vacation Club Accounts	Night Depository (24 hours)
Signature Loans	Money Market Certificates	Deposits/Payments by Mail
Home Improvement Loans	Individual Retirement Accounts (IRA's)	Direct Deposit
Recreational Vehicle Loans		Check Cashing
Vacation Loans		Financial Planning
Student Loans		Free Monthly Draft Statements
Home Equity Loans		Quarterly Saving/Loan Statement
Loan Application by Phone		ATM Service
First Mortgages thru MORTGAGE CENTER	NOW OFFERING: ONLINE BANKING & VISA CHECK CARDS!	Payroll Deduction for:      Savings & Investments      Loan Payments      Checking Deposits      Insurance Payments